The Garage

Financing & payment options

More flexibility for your vehicle’s needs.

Unexpected repairs can put pressure on your budget. We offer payment options through Koalafi and Affirm so you can explore paying over time for eligible purchases.

Koalafi

Flexible lease-to-own payment options.

Koalafi offers lease-to-own financing for eligible purchases, with flexible payment options and early purchase options. Apply from your phone and review your available terms before deciding whether to move forward.

Text to apply

Start with a simple text.

YWWBXM

844-223-8937

You’ll receive a link to The Garage’s Koalafi application.

Text to Apply with Koalafi
Meet Koalafi. See how lease-to-own works
  1. 01 Send a text

    Get your link

    Text YWWBXM to 844-223-8937 to receive your application link.

  2. 02 Apply

    Complete the application

    Open the link and provide the requested information.

  3. 03 Review

    See your terms

    If approved, review your payment schedule, total cost, and agreement details.

  4. 04 Next steps

    Contact our team

    We’ll help coordinate your eligible purchase and service visit.

Koalafi is a lease-to-own product. Ownership of leased items transfers after you complete all scheduled payments or exercise a purchase option under your agreement. Approval and terms are determined by Koalafi.

Pay your invoice with Affirm

Take care of your vehicle. Pay over time.

When you receive your invoice from The Garage, you can select Affirm through our online payment portal to explore payment options for your eligible purchase.

Available directly through your invoice payment link.

Available at invoice checkout

Choose Affirm when it’s time to pay.

Open the invoice we send you and follow the payment link. Alongside the credit card option, you’ll see Affirm.

Select Affirm to apply and review the payment options available to you before accepting a plan.

  1. 01 Open your invoice

    Follow the payment link

    Open the invoice we send you and continue to our payment portal.

  2. 02 Select Affirm

    Choose how to pay

    Select Affirm from the payment methods available at checkout.

  3. 03 Review your options

    See your available plans

    Follow the prompts to apply. If approved, review the terms, payment schedule, and total cost.

  4. 04 Confirm your plan

    Complete your payment

    Accept your selected plan to complete your invoice payment through Affirm.

Payment options are subject to eligibility and approval. Interest may apply. Your available terms will be shown during checkout.

A few things to know

Common questions.

  • Yes. Text YWWBXM to 844-223-8937, then follow the application link you receive.

Technician inspecting an engine at The Garage in Allentown

Have questions about payment options?

Call 610-570-8200 or speak with our team during your visit. We can explain how to apply with Koalafi or select Affirm when paying your invoice.